Monera

Finally know where your money goes.

Import your Revolut statement and get a clear breakdown of your spending: budgets, categories, and insights, all in one place. Your data stays in your own Google Drive. We never see it.

Get started, it's free

Free · Open-source · No bank login

No backend. No database. No bank login. Your finances live in a private folder in your Google Drive, and Monera only ever sees the files it creates. View the source on GitHub →

How it works

01

Export from Revolut

Download a CSV or Excel statement from the Revolut app.

02

Add it to Monera

Drop the file in. You see what was found before anything is saved to your Drive.

03

See where it went

Budgets that run payday to payday, not from the 1st of the month. Categories, subscriptions, and plain-English insights.

Monera on a phone: €563.38 safe to spend, about €37.55 a day until payday

Your money is nobody's business but yours.

There's no Monera server and no database. Your data is written only to a private Monera/ folder in your own Google Drive, using the minimal drive.filepermission that can't even see the rest of your Drive. It's open-source under AGPL, so you don't have to take our word for it.

Read the code →

How Monera compares

Swipe sideways to see every app.

Monera compared with Emma, Snoop and Revolut's built-in budgeting
FeatureMoneraEmmaSnoopRevolut built-in
Payday-to-payday budgetsCalendar monthCalendar monthCalendar month
Where your data livesYour Google DriveEmma's serversSnoop's serversRevolut's servers
No bank login neededIt's your bank
PriceFreeFree – £14.99/moFree / £47.99/yrFree
Open-source

Considering YNAB, Monarch, or Copilot? Great apps, but US-focused and paid. Not ideal for Revolut/EU users.

Questions

Is my data really private?

Yes. There's no Monera server or database. Your data is written only to your own Google Drive via the drive.file scope, which can't see the rest of your Drive. It's open-source, so you can verify it.

Does it only work with Revolut?

Today, yes. That focus is why the import and budgets fit Revolut life so well. More banks are on the roadmap.

Is it free?

Yes, and there's no catch. Most free finance apps make money from your data. Monera can't, because we never see it. There's no account on our side. Everything you can use today stays free; if paid extras ever arrive, they'll be optional.

Why does it need Google Drive access?

That's where your private folder lives. Granting access is how your data gets saved to your account. Monera only ever sees files it creates.

Is it open-source?

Yes, under AGPL v3. You can read every line of the code.

Know where your money goes — without giving it away.

Get started, it's free

No bank login. No subscription. Your data stays in your Drive.