Finally know where your money goes.
Import your Revolut statement and get a clear breakdown of your spending — budgets, categories, and insights, all in one place. Your data stays in your own Google Drive. We never see it.
Get started — it's freeFree · Open-source · No bank login
No backend. No database. No bank login. Your finances live in a private folder in your Google Drive — Monera only ever sees the files it creates. View the source on GitHub →
How it works
Export from Revolut
Download a CSV or Excel statement from the Revolut app.
Import to Monera
Drop the file in. Nothing leaves your machine until it's saved to your Drive.
See where it went
Budgets that run payday-to-payday — not the 1st of the month. Categories, subscriptions, and plain-English insights.
Your money is nobody's business but yours.
A 2026 study found 60% of popular budgeting apps share your data with third parties — many with advertisers and data brokers. Monera doesn't. There's no Monera server and no database — your data is written only to a private Monera/ folder in your own Google Drive, using the minimal drive.filepermission that can't even see the rest of your Drive. It's open-source under AGPL, so you don't have to take our word for it.
How Monera compares
| Monera | Emma | Snoop | Revolut built-in | |
|---|---|---|---|---|
| Payday-to-payday budgets | Calendar month | Calendar month | Calendar month | |
| Where your data lives | Your Google Drive | Emma's servers | Snoop's servers | Revolut's servers |
| Bank login / Open Banking required | Built-in | |||
| Price | Free | Free – £14.99/mo | Free / £47.99/yr | Free |
| Open-source |
Considering YNAB, Monarch, or Copilot? Great apps — but US-focused and paid. Not ideal for Revolut/EU users.
Questions
Is my data really private?
Yes. There's no Monera server or database. Your data is written only to your own Google Drive via the drive.file scope, which can't see the rest of your Drive. It's open-source, so you can verify it.
Does it only work with Revolut?
Today, yes — and that focus is why the import and budgets fit Revolut life so well. More banks are on the roadmap.
Is it free?
Yes, and there's no catch. Most free finance apps make money from your data — Monera can't, because we never see it. There's no account on our side and nothing to upsell.
Why does it need Google Drive access?
That's where your private folder lives — granting access is how your data gets saved to your account. Monera only ever sees files it creates.
Is it open-source?
Yes, under AGPL v3. You can read every line of the code.
Know where your money goes — without giving it away.
Get started — it's freeNo bank login. No subscription. Your data stays in your Drive.